Thu - 12th Feb 2026 at 11:37:27 Zanzibar Travel Insurance for Tourists – Mandatory Insurance Guide 2026
Thu - 12th Feb 2026
Planning a trip to Zanzibar? Before you enjoy the white sandy beaches, Stone Town tours, safari trips, or island excursions, it’s important to understand the Zanzibar travel insurance requirement for tourists.
Travel insurance is now mandatory for foreign visitors entering Zanzibar, and it plays an important role in protecting travelers during their stay.
In this guide, we explain everything you need to know about Zanzibar mandatory travel insurance, coverage details, and why it is important for your holiday.
Is Travel Insurance Mandatory for Zanzibar?
Yes. The Zanzibar Government requires all international visitors to obtain approved Zanzibar inbound travel insurance before or upon arrival.
This policy ensures that tourists are covered for:
1 - Emergency medical treatment
2 - Hospitalization
3 - Accidents
4 - Emergency evacuation
5 - Repatriation
Without valid insurance, travelers may experience delays or entry restrictions at the airport.
If you are booking Zanzibar tours, airport transfers, or car rental services, make sure your insurance is arranged before traveling.
What Does Zanzibar Travel Insurance Cover?
The mandatory Zanzibar insurance policy typically includes:
✔ Emergency Medical Coverage
Covers doctor consultations, hospital stays, and urgent medical care.
✔ Accidental Injuries
Protection during tours, excursions, or daily activities.
✔ Medical Evacuation
If advanced treatment is required outside Zanzibar (for example to mainland Tanzania), evacuation costs are covered.
✔ Repatriation
Covers transport back to your home country in serious cases.
Some policies may also include:
1 - Travel disruptions
2 - Lost luggage assistance
Always review official terms and conditions before purchasing.
Why Travel Insurance Is Important When Visiting Zanzibar
Zanzibar is safe and welcoming, but unexpected situations can happen anywhere.
1 - Private Healthcare Can Be Expensive
Private clinics in Zanzibar offer quality services, but treatment costs can be high without insurance.
2 - Popular Tourist Activities
Many visitors enjoy:
✔ Snorkeling and diving
✔ Safari trips to mainland Tanzania
✔ Self-drive car rental exploration
Insurance gives you peace of mind during these activities.
3 - Emergency Evacuation Costs
Medical evacuation flights can cost thousands of dollars without insurance coverage.
Should You Buy Additional International Travel Insurance?
Although Zanzibar requires mandatory insurance, many travelers choose to purchase additional international travel insurance from their home country.
This is recommended because it may:
1 - Offer higher coverage limits
2 - Cover trip cancellation or delays
3 - Protect your entire East Africa trip
4 - Include baggage and personal liability coverage
For full protection, combining both policies is often the safest option.
How to Buy Zanzibar Mandatory Travel Insurance
You can purchase the official insurance through the authorized government platform before arrival.
Important tips:
✔ Buy before traveling
✔ Keep a digital and printed copy
✔ Save emergency contact numbers
✔ Confirm coverage for adventure activities
Travel Smart in Zanzibar
Whether you are visiting for:
✔ A beach holiday in Nungwi or Kendwa
✔ A Stone Town cultural tour
✔ A honeymoon escape
✔ A family vacation
✔ A Zanzibar car rental self-drive experience
Travel insurance ensures your holiday remains stress-free.
Final Thoughts
Zanzibar travel insurance is not just a legal requirement — it is essential protection for your trip. From medical emergencies to unexpected travel disruptions, having proper insurance allows you to explore the island with confidence.